So after a week of messing around with settings and upgrading Win 10 home to Win 10 pro, everything seems to be running good again, without having to shut down or disable services. I decided to do a fresh install of Win 11 Pro, which seems a lot more stable than Win 11 Home. I doubt if I need the extra features of Pro but it does run very well so I am not sad I spent the extra money to upgrade. I did save a bit by getting a Win 10 Pro license and then this license automatically attached to Win 11 Pro due to the license being attached to my motherboard.